default n. 1.不履行;違約;拖欠。 2.【法律】不履行債務(wù);缺席。 3.欠缺,缺乏。 judgment by default 缺席裁判。 make default 缺席。 suffer a default 受缺席裁判。 be in default 不履行(契約)。 in default of 因無(wú)…,若缺少…時(shí),若沒(méi)有…時(shí)(He was silent in default of any excuse. 他無(wú)可推諉,啞口無(wú)言)。 vi.,vt. 1.拖欠(欠款等),不履行。 2.(使)不到案;(比賽)不出(場(chǎng)),不參加到底。 3.缺席裁判(某人),因不出場(chǎng)而輸?shù)?比賽)。 defaulting subscriber (電話)欠費(fèi)用戶(hù)。
loan n. 1.出借,借出,貸。 2.借出物;資金;公債,貸款。 3.外來(lái)語(yǔ)(= loanword);外來(lái)風(fēng)俗習(xí)慣。 Will you favour me with [May I have] the loan of this book 我可以把你的這本書(shū)借用一下么? domestic [foreign] loan內(nèi)[外]債。 public [government] loan公債。 loan for consumption 消費(fèi)貸款。 ask for the loan of 請(qǐng)求借用…。 have the loan of 借。 loan on personal guarantee 保證貸款。 loan on personal security 信用貸款。 loan on security 擔(dān)保貸款。 on loan 出借;借。 vt.,vi. 〔美國(guó)〕借貸。 借出 (out)。 loan2 n. 〔蘇格蘭語(yǔ)〕 1.小路。 2.擠牛奶的場(chǎng)地。
Loan default is the main reason that bank ' s get into trouble and it is for this reason that many banks have dedicated credit risk management departments 貸款拖欠是銀行陷入困境的主要原因,而且正是由于這個(gè)原因,許多銀行才有了專(zhuān)門(mén)的信貸風(fēng)險(xiǎn)管理部門(mén)。
This paper is aimed at two central problems which exist in the credit risk management of the portfolio : first , if the loan defaults , how much loss there will be ; second , how much reserve that the bank must prepare for the loss caused by risk , and do a deeply research on the related question and have a calculation in detail 本文針對(duì)商業(yè)銀行貸款組合信用風(fēng)險(xiǎn)管理中存在的兩個(gè)基本問(wèn)題:一、如果貸款發(fā)生違約時(shí),具體損失有多少;二、銀行要準(zhǔn)備多少資本金才能應(yīng)付風(fēng)險(xiǎn)造成的損失,就相關(guān)內(nèi)容做了詳細(xì)的數(shù)值計(jì)算和深入探討。